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2. Documents for Source of Funds (SOF) / Source of Wealth (SOW)
To ensure compliance and smooth processing, it is recommended to submit:
  • Salary/Employment Income: Last 3-6 payslips; annual income statements.
  • Pension: Pension statements or official letters.
  • Sale of Assets/Property: Sale-purchase agreement, registry extract, transfer confirmation.
  • Inheritance/Gift: Notarized documents confirming receipt of funds.
  • Investments/Dividends: Broker statements, investment account reports.
  • Savings/Bank Accounts: 3-6 months of bank statements showing incoming funds and sources.
Note: Documents should be in a language understandable to the reviewer. Keep both originals and digital copies for potential future requests.